How to Get Unemployment Benefits

by admin

unemployment benefitsWith the state of the economy today, more and more people are finding themselves without jobs.  The news keeps telling us that the unemployment benefit claims are dropping, but this is likely to mean that many people have benefits which are expiring.  Companies have been going under at alarming rates for over a year, and the ones that are not going under have been forced to try and find ways to stay afloat.  This for most means that they need to tighten their belts.  Part of this is that they need to let some employees go, or at minimum, they need to reduce hours of their employees.  These companies are not trying to harm their employees or their livelihoods, but they need to be able to keep the company alive and have no other choice.

When a person loses their job, their first thought is probably about how they are going to survive.  Unemployment benefits are created to help you with that survival while you are in search of another job.  The key phrase there is that you need to be looking for another job.  The first thing you need to know when you are seeking unemployment benefits is that you can’t get unemployment benefits if you quit your job.  You have to have been laid off and have a letter from your employer to show that this is the case.

If you have been laid off, or if your hours have been reduced by your employer, you are likely to be eligible for unemployment benefits.  You should apply right away, because it takes a little time for the benefits to be in effect.  Also, you won’t get any unemployment benefits for time that you were unemployed before you filed with the unemployment benefits office.

When you go to the office to file your claim for unemployment benefits, you will need a few things.  First of all, you are going to need to have your social security number, so that there is a record that you are actually the person who received your benefits.  You will need to provide them with your mailing address, so they can mail you any necessary documents or checks.  They will ask you for a phone number at which you can be reached, and they will ask you for a recent paystub.  Finally, they will likely require that you give them the names of you employers for at least the past year.